Ai Remco
Based in Oldwick, NJ

Wholesale Mortgage Rates in New Jersey

Tap into wholesale mortgage pricing through a licensed broker. Headquartered in Oldwick and proudly serving all 21 counties across the Garden State — wholesale pricing through a licensed broker.

(732) 561-4292
01Contact our New Jersey team

Call us

(732) 561-4292

Email us

info@airemco.com

Hours

Mon–Fri, 9am–8pm EST

02Local market

The New Jersey mortgage market

New Jersey's market is as diverse as it gets — from the high-end suburbs of Bergen and Morris to the beach communities of the Jersey Shore. Median home prices here are among the highest in the nation.

A locally based broker understands the regional nuances, from Hoboken condos to Hunterdon County estates. And with some of the highest property taxes in the country, wholesale rates can save you thousands over the life of your loan.

03Coverage

What we offer across New Jersey

Services available in NJ

  • Conventional loans
  • FHA loans
  • VA loans
  • Jumbo loans
  • Non-QM / bank statement loans
  • USDA loans
  • Cash-out refinancing
  • Rate-and-term refinancing
  • First-time homebuyer programs
  • Investment property loans

All 21 NJ counties served

AtlanticBergenBurlingtonCamdenCape MayCumberlandEssexGloucesterHudsonHunterdonMercerMiddlesexMonmouthMorrisOceanPassaicSalemSomersetSussexUnionWarren
03County coverage

Every county in New Jersey

Ai Remco LLC is licensed as a mortgage broker in New Jersey and works with borrowers in all 21 counties. Each county page covers the municipalities, property types and local considerations that affect financing there.

04Frequently asked questions

New Jersey mortgage FAQ

Are you a licensed mortgage broker in New Jersey?

Yes. Ai Remco LLC is a licensed New Jersey mortgage broker (NMLS #2560393) headquartered in Oldwick, NJ, and we serve all 21 NJ counties.

What loan programs do you offer in NJ?

Conventional, FHA, VA, USDA, Jumbo, Non-QM / bank statement, cash-out and rate-and-term refinance, first-time homebuyer programs, and investment property loans.

What does it mean to work with a wholesale mortgage broker?

As a broker we work with wholesale lender pricing and match your scenario to the program and structure that fits it best — one application, one licensed loan officer handling the file end to end.

Do you help first-time homebuyers in New Jersey?

Yes. We work with NJHMFA programs and other down-payment assistance options for eligible first-time buyers across the Garden State.

Ready to get started in New Jersey?

Talk to a licensed loan officer.

(732) 561-4292

NMLS #2560393 · Licensed Mortgage Broker · Equal Housing Opportunity

Ai Remco LLCLicensed Mortgage BrokerNMLS #2560393
174 Lamington Rd #104, Oldwick, NJ 08858 · Serving NJPAFL
(732) 561-4292·info@airemco.com
Equal Housing Opportunity

Equal Housing Opportunity. We comply with the Fair Housing Act and Equal Credit Opportunity Act, and do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, age, marital status, or source of income.

Important Notice. This is not a commitment to lend. All applications are subject to credit approval and property appraisal. Rates, terms, and conditions are subject to change without notice.

For reference only. All information on this site — including property details, taxes, valuations, flood zones, program descriptions, calculators, estimates and any figures shown — is from sources deemed reliable but is not guaranteed for accuracy or completeness. It is provided for general reference and illustration only, is subject to change without notice, and is not a commitment to lend, an offer of credit, an appraisal, a tax opinion, an insurance binder or legal advice. Verify all information independently with the appropriate professional or agency before relying on it.

Federal disclosures. Ai Remco LLC, NMLS #2560393, is a licensed mortgage broker and is not a lender; loans are made by third-party wholesale lenders, and we do not make credit decisions or fund loans. Licensing may be verified through the NMLS Consumer Access database. We comply with the Equal Credit Opportunity Act, the Fair Housing Act, the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act and the Gramm-Leach-Bliley Act. Program guidelines, agency loan limits and eligibility requirements are set by the applicable agency, investor or insurer and change over time.

State disclosures. Ai Remco LLC is licensed as a mortgage broker in New Jersey, Pennsylvania and Florida, and does business only in states where it is licensed. Nothing on this site is an offer to broker a loan in any state where Ai Remco LLC is not licensed. Insurance products, including flood insurance, are offered through Ai Real Estate LLC, an affiliated licensed insurance producer, in New Jersey, Pennsylvania, Florida and North Carolina, the states where it holds a license; because the companies are affiliated, an Affiliated Business Arrangement disclosure is provided in writing, you are not required to use either company as a condition of any transaction, and you may shop for these services elsewhere. State law and any additional state-specific disclosures apply and are provided with your application documents.

Opinion notice. Any commentary, analysis, guidance, guides, market observations, examples, scenarios or recommendations on this site reflect the personal opinions and general views of Ai Remco LLC and its representatives at the time of writing. They are not statements of fact, financial, tax, legal, insurance or investment advice, and not a prediction or promise of any outcome, rate, approval or result. Opinions may change without notice, and reasonable professionals may disagree. Always consult your own licensed advisors before making a decision.

United States access only. This site and its services are intended solely for users located in the United States and are accessible only from United States IP addresses. Access from outside the United States is not permitted, and nothing on this site is directed to, or an offer or solicitation in, any jurisdiction outside the United States.

Consumer resources: NMLS Consumer Access (nmlsconsumeraccess.org) · CFPB (consumerfinance.gov) · HUD (hud.gov)

© 2026 Ai Remco LLC. All rights reserved.