Ai Remco
Licensed throughout the Sunshine State

Wholesale Mortgage Rates in Florida

Tap into wholesale mortgage pricing through a licensed broker. Whether you're buying a primary residence, vacation home, or investment property in the Sunshine State — wholesale pricing through a licensed broker.

(732) 561-4292
01Contact our Florida team

Call us

(732) 561-4292

Email us

info@airemco.com

Hours

Mon–Fri, 9am–8pm EST

02Local market

The Florida mortgage market

Florida draws buyers from across the country and beyond — people relocating, retiring, and vacationing, helped along by no state income tax and the climate.

We help you navigate Florida-specific factors like condo financing requirements and flood insurance, whether you're a new full-time Floridian, a snowbird buying a vacation home, or an investor adding rental property.

03Coverage

What we offer across Florida

Services available in FL

  • Conventional loans
  • FHA loans
  • VA loans
  • Jumbo loans
  • Non-QM / bank statement loans
  • Cash-out refinancing
  • Rate-and-term refinancing
  • Second home / vacation property loans
  • Investment property loans

All 67 FL counties served

AlachuaBakerBayBradfordBrevardBrowardCalhounCharlotteCitrusClayCollierColumbiaDeSotoDixieDuvalEscambiaFlaglerFranklinGadsdenGilchristGladesGulfHamiltonHardeeHendryHernandoHighlandsHillsboroughHolmesIndian RiverJacksonJeffersonLafayetteLakeLeeLeonLevyLibertyMadisonManateeMarionMartinMiami-DadeMonroeNassauOkaloosaOkeechobeeOrangeOsceolaPalm BeachPascoPinellasPolkPutnamSt. JohnsSt. LucieSanta RosaSarasotaSeminoleSumterSuwanneeTaylorUnionVolusiaWakullaWaltonWashington
03County coverage

Every county in Florida

Ai Remco LLC is licensed as a mortgage broker in Florida and works with borrowers in all 67 counties. Each county page covers the municipalities, property types and local considerations that affect financing there.

Looking at New Jersey too? See our New Jersey county coverage.

04Frequently asked questions

Florida mortgage FAQ

Are you a licensed Florida mortgage broker?

Yes. Ai Remco LLC is licensed in Florida (NMLS #2560393) and serves Miami, Orlando, Tampa, Jacksonville, and all 67 FL counties.

Do you finance condos and vacation homes in Florida?

Yes. We handle warrantable and non-warrantable condo financing, second / vacation homes, and investment properties across the state.

How does Florida flood insurance affect my mortgage?

Lenders require flood insurance in FEMA Special Flood Hazard Areas. We help you understand the requirement up front and can also generate a flood-insurance quote alongside your mortgage.

Can out-of-state and foreign-national buyers get a Florida mortgage through you?

Yes. We work with relocating buyers, snowbirds, and foreign-national borrowers through our wholesale Non-QM and Jumbo lender network.

Ready to get started in Florida?

Talk to a licensed loan officer.

(732) 561-4292

NMLS #2560393 · Licensed Mortgage Broker · Equal Housing Opportunity

Ai Remco LLCLicensed Mortgage BrokerNMLS #2560393
174 Lamington Rd #104, Oldwick, NJ 08858 · Serving NJPAFL
(732) 561-4292·info@airemco.com
Equal Housing Opportunity

Equal Housing Opportunity. We comply with the Fair Housing Act and Equal Credit Opportunity Act, and do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, age, marital status, or source of income.

Important Notice. This is not a commitment to lend. All applications are subject to credit approval and property appraisal. Rates, terms, and conditions are subject to change without notice.

For reference only. All information on this site — including property details, taxes, valuations, flood zones, program descriptions, calculators, estimates and any figures shown — is from sources deemed reliable but is not guaranteed for accuracy or completeness. It is provided for general reference and illustration only, is subject to change without notice, and is not a commitment to lend, an offer of credit, an appraisal, a tax opinion, an insurance binder or legal advice. Verify all information independently with the appropriate professional or agency before relying on it.

Federal disclosures. Ai Remco LLC, NMLS #2560393, is a licensed mortgage broker and is not a lender; loans are made by third-party wholesale lenders, and we do not make credit decisions or fund loans. Licensing may be verified through the NMLS Consumer Access database. We comply with the Equal Credit Opportunity Act, the Fair Housing Act, the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act and the Gramm-Leach-Bliley Act. Program guidelines, agency loan limits and eligibility requirements are set by the applicable agency, investor or insurer and change over time.

State disclosures. Ai Remco LLC is licensed as a mortgage broker in New Jersey, Pennsylvania and Florida, and does business only in states where it is licensed. Nothing on this site is an offer to broker a loan in any state where Ai Remco LLC is not licensed. Insurance products, including flood insurance, are offered through Ai Real Estate LLC, an affiliated licensed insurance producer, in New Jersey, Pennsylvania, Florida and North Carolina, the states where it holds a license; because the companies are affiliated, an Affiliated Business Arrangement disclosure is provided in writing, you are not required to use either company as a condition of any transaction, and you may shop for these services elsewhere. State law and any additional state-specific disclosures apply and are provided with your application documents.

Opinion notice. Any commentary, analysis, guidance, guides, market observations, examples, scenarios or recommendations on this site reflect the personal opinions and general views of Ai Remco LLC and its representatives at the time of writing. They are not statements of fact, financial, tax, legal, insurance or investment advice, and not a prediction or promise of any outcome, rate, approval or result. Opinions may change without notice, and reasonable professionals may disagree. Always consult your own licensed advisors before making a decision.

United States access only. This site and its services are intended solely for users located in the United States and are accessible only from United States IP addresses. Access from outside the United States is not permitted, and nothing on this site is directed to, or an offer or solicitation in, any jurisdiction outside the United States.

Consumer resources: NMLS Consumer Access (nmlsconsumeraccess.org) · CFPB (consumerfinance.gov) · HUD (hud.gov)

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