Ai Remco
Licensed throughout Pennsylvania

Wholesale Mortgage Rates in Pennsylvania

Tap into wholesale mortgage pricing through a licensed broker. Serving Philadelphia, Pittsburgh, and everywhere in between across the Keystone State — wholesale pricing through a licensed broker.

01Contact our Pennsylvania team
02Local market

The Pennsylvania mortgage market

Pennsylvania spans competitive urban and suburban markets around Philadelphia, a growing Pittsburgh, and fast-rising areas like the Lehigh Valley — a hot market for buyers relocating from higher-cost NY and NJ.

Whether you're buying a Philadelphia rowhouse, a home in suburban Bucks County, or property in central PA, we help you tap wholesale pricing in a state that's relatively affordable compared with its neighbors.

03Coverage

What we offer across Pennsylvania

Services available in PA

  • Conventional loans
  • FHA loans
  • VA loans
  • Jumbo loans
  • Non-QM / bank statement loans
  • USDA loans
  • Cash-out refinancing
  • Rate-and-term refinancing
  • First-time homebuyer programs
  • Investment property loans

All 67 PA counties served

AdamsAlleghenyArmstrongBeaverBedfordBerksBlairBradfordBucksButlerCambriaCameronCarbonCentreChesterClarionClearfieldClintonColumbiaCrawfordCumberlandDauphinDelawareElkErieFayetteForestFranklinFultonGreeneHuntingdonIndianaJeffersonJuniataLackawannaLancasterLawrenceLebanonLehighLuzerneLycomingMcKeanMercerMifflinMonroeMontgomeryMontourNorthamptonNorthumberlandPerryPhiladelphiaPikePotterSchuylkillSnyderSomersetSullivanSusquehannaTiogaUnionVenangoWarrenWashingtonWayneWestmorelandWyomingYork
03County coverage

Every county in Pennsylvania

Ai Remco LLC is licensed as a mortgage broker in Pennsylvania and works with borrowers in all 67 counties. Each county page covers the municipalities, property types and local considerations that affect financing there.

Looking at New Jersey too? See our New Jersey county coverage.

04Frequently asked questions

Pennsylvania mortgage FAQ

Are you licensed to originate mortgages in Pennsylvania?

Yes. Ai Remco LLC is licensed in Pennsylvania (NMLS #2560393) and serves Philadelphia, Pittsburgh, the Lehigh Valley, and all 67 PA counties.

What types of home loans do you offer in PA?

Conventional, FHA, VA, USDA, Jumbo, Non-QM / bank statement, cash-out and rate-and-term refinance, first-time homebuyer programs, and investment property loans.

How does working with a broker compare to going straight to a bank?

A broker works on your side of the table. We price your scenario against wholesale lender guidelines, structure the file to fit, and manage underwriting conditions and your closing timeline for you.

Do you work with PHFA first-time homebuyer programs?

Yes. We help eligible Pennsylvania buyers access PHFA programs and other down-payment assistance options.

Ready to get started in Pennsylvania?

Talk to a licensed loan officer.

NMLS #2560393 · Licensed Mortgage Broker · Equal Housing Opportunity

Equal Housing Opportunity

Equal Housing Opportunity. We comply with the Fair Housing Act and Equal Credit Opportunity Act, and do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, age, marital status, or source of income.

Important Notice. This is not a commitment to lend. All applications are subject to credit approval and property appraisal. Rates, terms, and conditions are subject to change without notice.

For reference only. All information on this site — including property details, taxes, valuations, flood zones, program descriptions, calculators, estimates and any figures shown — is from sources deemed reliable but is not guaranteed for accuracy or completeness. It is provided for general reference and illustration only, is subject to change without notice, and is not a commitment to lend, an offer of credit, an appraisal, a tax opinion, an insurance binder or legal advice. Verify all information independently with the appropriate professional or agency before relying on it.

Federal disclosures. Ai Remco LLC, NMLS #2560393, is a licensed mortgage broker and is not a lender; loans are made by third-party wholesale lenders, and we do not make credit decisions or fund loans. Licensing may be verified through the NMLS Consumer Access database. We comply with the Equal Credit Opportunity Act, the Fair Housing Act, the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act and the Gramm-Leach-Bliley Act. Program guidelines, agency loan limits and eligibility requirements are set by the applicable agency, investor or insurer and change over time.

State disclosures. Ai Remco LLC is licensed as a mortgage broker in New Jersey, Pennsylvania and Florida, and does business only in states where it is licensed. Nothing on this site is an offer to broker a loan in any state where Ai Remco LLC is not licensed. Insurance products, including flood insurance, are offered through Ai Real Estate LLC, an affiliated licensed insurance producer, in New Jersey, Pennsylvania, Florida and North Carolina, the states where it holds a license; because the companies are affiliated, an Affiliated Business Arrangement disclosure is provided in writing, you are not required to use either company as a condition of any transaction, and you may shop for these services elsewhere. State law and any additional state-specific disclosures apply and are provided with your application documents.

Opinion notice. Any commentary, analysis, guidance, guides, market observations, examples, scenarios or recommendations on this site reflect the personal opinions and general views of Ai Remco LLC and its representatives at the time of writing. They are not statements of fact, financial, tax, legal, insurance or investment advice, and not a prediction or promise of any outcome, rate, approval or result. Opinions may change without notice, and reasonable professionals may disagree. Always consult your own licensed advisors before making a decision.

United States access only. This site and its services are intended solely for users located in the United States and are accessible only from United States IP addresses. Access from outside the United States is not permitted, and nothing on this site is directed to, or an offer or solicitation in, any jurisdiction outside the United States.

Consumer resources: NMLS Consumer Access (nmlsconsumeraccess.org) · CFPB (consumerfinance.gov) · HUD (hud.gov)

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