Ai Remco
Legal Terms

Terms of Service

The terms and conditions that govern your use of this website and our services.

Last updated: June 3, 2026

Agreement to Terms

By accessing and using the Ai Remco LLC website (www.airemco.com), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use this website.

Company Information

Ai Remco LLC is a licensed mortgage broker operating in New Jersey, Pennsylvania, and Florida. NMLS #2560393. Our services are subject to applicable federal and state laws and regulations governing mortgage lending and brokerage activities.

No Commitment to Lend

IMPORTANT: The information provided on this website, including rate quotes, calculators, and educational content, does not constitute a commitment to lend or extend credit. All loan applications are subject to credit approval, property appraisal, income verification, employment verification, and underwriting requirements. Approval and loan terms are determined on a case-by-case basis.

Rate and Information Accuracy

Interest rates, fees, and program availability displayed on this website are subject to change without notice. Rates shown are for informational and illustrative purposes only and may not reflect current market conditions.

Actual rates offered to you may vary based on multiple factors including but not limited to: credit score, loan-to-value ratio, property type, occupancy status, loan amount, down payment, debt-to-income ratio, and other underwriting criteria.

While we strive to provide accurate information, we make no warranties or representations regarding the completeness, accuracy, or timeliness of information on this website.

Calculators and Tools

Mortgage calculators and financial tools on this website provide estimates for educational purposes only. Results are based on the information you provide and should not be considered as actual loan terms or approval. For accurate loan information specific to your situation, please contact our licensed loan officers.

AI Assistant Disclaimer

Our AI-powered mortgage assistant provides general information and educational content only. It does not provide personalized financial advice, legal advice, or tax advice. The AI assistant's responses are not a substitute for consultation with a licensed mortgage professional, financial advisor, attorney, or tax professional. Always verify information and seek professional guidance for your specific circumstances.

Application Process

Submitting a loan application or inquiry through this website does not guarantee loan approval or create a legal obligation on either party. By submitting an application, you authorize Ai Remco LLC to:

  • Obtain your credit report and credit score from one or more credit reporting agencies;
  • Verify your employment, income, assets, and liabilities;
  • Contact you via phone, email, or text message regarding your application; and
  • Share your information with third-party service providers involved in the loan origination process.

Electronic Communications & E-SIGN Consent

By using this website and providing your contact information, you consent to receive communications, disclosures, agreements, and notices from us electronically — by email, text message, or by posting to this website — and you agree that electronic communications satisfy any legal requirement that such communications be in writing. You may withdraw consent to receive certain communications electronically by contacting us, though doing so may limit our ability to provide some services online. To access and retain electronic communications, you will need a device with internet access, a current web browser, and a valid email address.

Text Messaging (SMS) Terms

If you opt in to receive text messages, you consent to receive SMS/text messages from Ai Remco LLC at the mobile number you provide, including messages sent using automated technology, regarding your inquiry, application, and our services. Consent is not a condition of any purchase, loan, or service.

  • Message frequency varies based on your activity and our communications with you.
  • Message and data rates may apply, depending on your mobile carrier and plan.
  • Reply STOP to any message to opt out; reply HELP for assistance.
  • Carriers are not liable for delayed or undelivered messages.

How we handle the information associated with these messages is described in our Privacy Policy.

Equal Housing Opportunity

Ai Remco LLC is an Equal Housing Opportunity provider. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, sexual orientation, gender identity, disability, familial status, or any other characteristic protected by federal, state, or local law.

Privacy and Data Security

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. We implement industry-standard security measures to protect your data, but no method of transmission over the internet is 100% secure.

Intellectual Property

All content on this website, including text, graphics, logos, images, software, and design, is the property of Ai Remco LLC or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

Third-Party Links

This website may contain links to third-party websites for your convenience. We do not endorse or control these websites and are not responsible for their content, privacy practices, or terms of service. Use of third-party websites is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Ai Remco LLC, its officers, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on information provided herein. This includes but is not limited to damages for loss of profits, data, or other intangible losses.

Indemnification

You agree to indemnify, defend, and hold harmless Ai Remco LLC and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorney fees) arising from your use of this website or violation of these Terms of Service.

Modifications to Terms

We reserve the right to modify these Terms of Service at any time without prior notice. Changes will be effective immediately upon posting to this website. Your continued use of the website after changes are posted constitutes your acceptance of the revised terms.

Governing Law and Dispute Resolution

These Terms of Service shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of this website shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. Nothing in these terms limits any rights you may have that cannot be waived under applicable consumer-protection law.

Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

If you have questions about these Terms of Service, please contact us:

Ai Remco LLC
NMLS #2560393
174 Lamington Rd #104, Oldwick, NJ 08858
Phone: (732) 561-4292
Email: info@airemco.com
Website: www.airemco.com

Ai Remco LLCLicensed Mortgage BrokerNMLS #2560393
174 Lamington Rd #104, Oldwick, NJ 08858 · Serving NJPAFL
(732) 561-4292·info@airemco.com
Equal Housing Opportunity

Equal Housing Opportunity. We comply with the Fair Housing Act and Equal Credit Opportunity Act, and do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, age, marital status, or source of income.

Important Notice. This is not a commitment to lend. All applications are subject to credit approval and property appraisal. Rates, terms, and conditions are subject to change without notice.

For reference only. All information on this site — including property details, taxes, valuations, flood zones, program descriptions, calculators, estimates and any figures shown — is from sources deemed reliable but is not guaranteed for accuracy or completeness. It is provided for general reference and illustration only, is subject to change without notice, and is not a commitment to lend, an offer of credit, an appraisal, a tax opinion, an insurance binder or legal advice. Verify all information independently with the appropriate professional or agency before relying on it.

Federal disclosures. Ai Remco LLC, NMLS #2560393, is a licensed mortgage broker and is not a lender; loans are made by third-party wholesale lenders, and we do not make credit decisions or fund loans. Licensing may be verified through the NMLS Consumer Access database. We comply with the Equal Credit Opportunity Act, the Fair Housing Act, the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act and the Gramm-Leach-Bliley Act. Program guidelines, agency loan limits and eligibility requirements are set by the applicable agency, investor or insurer and change over time.

State disclosures. Ai Remco LLC is licensed as a mortgage broker in New Jersey, Pennsylvania and Florida, and does business only in states where it is licensed. Nothing on this site is an offer to broker a loan in any state where Ai Remco LLC is not licensed. Insurance products, including flood insurance, are offered through Ai Real Estate LLC, an affiliated licensed insurance producer, in New Jersey, Pennsylvania, Florida and North Carolina, the states where it holds a license; because the companies are affiliated, an Affiliated Business Arrangement disclosure is provided in writing, you are not required to use either company as a condition of any transaction, and you may shop for these services elsewhere. State law and any additional state-specific disclosures apply and are provided with your application documents.

Opinion notice. Any commentary, analysis, guidance, guides, market observations, examples, scenarios or recommendations on this site reflect the personal opinions and general views of Ai Remco LLC and its representatives at the time of writing. They are not statements of fact, financial, tax, legal, insurance or investment advice, and not a prediction or promise of any outcome, rate, approval or result. Opinions may change without notice, and reasonable professionals may disagree. Always consult your own licensed advisors before making a decision.

United States access only. This site and its services are intended solely for users located in the United States and are accessible only from United States IP addresses. Access from outside the United States is not permitted, and nothing on this site is directed to, or an offer or solicitation in, any jurisdiction outside the United States.

Consumer resources: NMLS Consumer Access (nmlsconsumeraccess.org) · CFPB (consumerfinance.gov) · HUD (hud.gov)

© 2026 Ai Remco LLC. All rights reserved.